DAD HAT TRAVEL & POINTS TOOLS
Enter the points price, the taxes and fees, and the cash price to see your cents-per-point value and whether the redemption is worth it.
Most issuers value your points at roughly 1¢ each when you redeem for cash back or a statement credit — 100 points ≈ $1. So a transfer redemption's real payoff is how far past that 1¢ baseline it gets you: right around 1¢ is a wash, comfortably above it means the transfer earned you extra value, and below it means you'd have been better off just taking the cash. That's the logic behind the four tiers below.